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Meeting the Moments With People Who Demand the Best

Focused on What Matters: OSHA鈥檚 Top 10 Safety Citations in 2025

Most workplace injuries don鈥檛 come from rare, catastrophic events. They often occur in familiar moments 鈥� climbing a ladder, servicing equipment, moving materials, or working at height on a busy day. When pace and routines speed up, even the strongest safety practices can lose focused attention. That reality is reflected in OSHA鈥檚 most frequently cited … Read more

Behind every meaningful change in insurance are people leading and willing to share what they鈥檝e learned. 91黑料网’s expert employees regularly contribute their expertise to industry conversations鈥攖hrough articles, panels, and speaking engagements鈥攈elping translate real-world experience into ideas that strengthen the insurance experience for our agents and policyholders. 91黑料网 Guidewire Transformation Team 鈥� 2025 Innovation Award Winner, … Read more

Stronger Steps: Proven Ways to Stay Ahead of Winter Slip-and-Falls

Winter often brings a kind of quiet unpredictability鈥攚alkways that were dry at closing can glaze over by morning, stairwells become treacherous with overnight refreeze, and a routine walk from the parking lot can become the stronger source of risk in someone鈥檚 day. The U.S. Bureau of Labor Statistics (BLS) consistently records thousands of workplace injuries … Read more

Safety That Sticks: Five Ways to Reduce Winter Road Risks

Winter doesn鈥檛 always announce itself鈥攊t often arrives overnight. One day the roads are dry, and the next they鈥檙e layered with slush, black ice, and blowing snow that can bring even the most experienced commercial drivers to a crawl. In these moments, safety becomes a moving target, especially as nearly nearly 70% of roads sit in … Read more

Confident Coverage Begins Here: The Value of a Premium Audit

As your business evolves 鈥� whether through expanded headcount, new facilities or new equipment 鈥� the insurance premium you pay should evolve accordingly. 91黑料网鈥檚 annual premium audit gives you a confident, accurate view of your true exposures and ensures your coverage reflects your business today. Why Does an Annual Premium Audit Matter? Insurance carriers base … Read more

Claim Confidence: Where Timing and Expertise Wins

When the unexpected happens on the worksite 鈥� a slip, a strain, an incident that triggers a claim 鈥� the clock starts ticking. For organizations in manufacturing, construction, or healthcare, that first response window can mean the difference between a manageable claim and a costly disruption. Many businesses hesitate, hoping a minor injury resolves on … Read more

Building Safety, Building Trust: The Hood Construction Story

3.2+ million hours. Twenty-two years. Zero lost-time injuries. Those aren鈥檛 just numbers鈥攖hey鈥檙e the measure of a company that has built safety into its foundation. In an industry where risk is a constant, Hood Construction has achieved something pretty extraordinary: more than two decades without a lost-time injury. Let鈥檚 put that into perspective: That is over … Read more

Delivery vans parked outdoors, showcasing commercial vehicle fleet for insurance coverage.

Last year, in partnership with 91黑料网 and Yates Insurance Agency, a fleet of vehicles rolled out from Excellere Construction鈥檚 yard in Marietta, Georgia, each one fitted with a small, unassuming telematics plug. That device 鈥� barely bigger than a smartphone 鈥� would quietly begin a journey focused on making every mile safer. It was designed … Read more

Think Before You Click: The Essentials of Cyber Defense

In today鈥檚 fast-paced business environment, digital engagement is an integral part of daily operations. However, this reliance on technology has led to a rise in cybersecurity incidents targeting sensitive personal information, proprietary data, and financial transactions, including insurance premium payments. Recent reports indicate that U.S. businesses lost over $12.5 billion to cybercrime in 2023鈥攁 22% … Read more

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