Winter safety conversations often begin — and end — with what we can see: icy sidewalks, snow-covered parking lots, slick roads. Those risks are real. But many of winter’s most disruptive workplace safety hazards don’t arrive with drama or visibility. They settle in quietly, embedded in familiar routines and indoor spaces where people spend most of their day.

What makes these hazards easy to overlook is also what makes them costly. They develop gradually, compound over time, and affect judgment, balance, and performance long before an incident occurs.

Here are six often overlooked cold-weather hazards — and why recognizing them matters.

1. Cold Stress and Slip Risks Don’t Stay Outside

Cold stress is often associated with outdoor crews, yet it can affect workers indoors as well — particularly in warehouses, manufacturing facilities, loading docks, and older buildings with inconsistent heating or frequent air exchange.

Prolonged exposure to cooler temperatures can reduce circulation, stiffen muscles, slow reaction time, and impair coordination, even when conditions don’t feel extreme. Because these effects develop gradually, they’re easy to dismiss until reduced dexterity and delayed responses increase the likelihood of strains, handling errors, or secondary incidents.

Winter hazards also tend to follow workers inside. Snow, slush, and moisture tracked through entrances can create slick conditions in lobbies, corridors, stairwells, and break areas — spaces that feel familiar enough to lower awareness. Surfaces that appear dry may still lack traction, particularly during peak traffic periods when mats shift, floors are cleaned frequently, or moisture accumulates unnoticed. consistently shows slips, trips, and falls remain one of the leading causes of workplace injuries involving days away from work, with winter conditions contributing to seasonal increases.

Effective winter workplace safety depends on recognizing how indoor conditions and routine traffic patterns change over time — and adjusting housekeeping, matting, lighting, and expectations before minor exposure turns into a preventable injury.

2. Dehydration Is a Winter Risk — Not a Summer One

Hydration often falls off the winter safety radar, yet occupational health research shows dehydration risk can increase in colder months. Workers lose fluids not only through sweat, but through respiration — and dry winter air accelerates that loss. Lower humidity, dry skin, and a diminished thirst response all contribute, the body’s ability to retain water and leaving many people chronically dehydrated through winter.

that dehydration can contribute to fatigue, reduced concentration, and higher injury risk, especially in physically demanding or safety-sensitive roles. Managing winter dehydration means treating hydration as a year-round safety control, reinforcing access, reminders, and expectations so fatigue and focus don’t quietly erode safe performance.

3. Carbon Monoxide Exposure Is a Quiet Winter Threat

Winter conditions increase the risk of , particularly as facilities seal up to retain heat and portable heaters, furnaces, generators, and idling vehicles are used more frequently. Carbon monoxide is colorless and odorless, and early symptoms such as headache, dizziness, and nausea are often mistaken for fatigue or illness, allowing exposure to continue longer than it should.

Federal and state safety agencies that enclosed or poorly ventilated spaces — including vehicle cabs, trailers, maintenance areas, and loading bays — are especially vulnerable during colder months. Snow-clogged exhaust systems can also cause carbon monoxide to accumulate inside running vehicles.

Because carbon monoxide doesn’t present obvious warning signs, it remains one of winter’s most dangerous and underestimated risks. Managing it effectively requires ventilation awareness, equipment maintenance, and monitoring practices that account for seasonal exposure changes — even in spaces that typically feel controlled.

4. Winter PPE Can Create New Challenges

Additional layers are essential in cold weather, but they can also interfere with movement, visibility, and grip if not evaluated carefully. Bulky clothing may restrict range of motion. Gloves can reduce dexterity. Face coverings can affect visibility or the fit of eye and head protection. emphasizes that personal protective equipment must function as a system, particularly when conditions require layering.

For flame-resistant or arc-rated clothing, improper layering can also compromise protection if moisture isn’t managed correctly or incompatible materials are worn together. Winter PPE should support the task at hand — not simply add layers — ensuring protection, mobility, and control work together rather than against one another.

5. UV Exposure Increases When Snow Is on the Ground

Ultraviolet (UV) exposure doesn’t disappear in winter — and in some environments, it intensifies. Snow can reflect up to , increasing exposure for outdoor workers, drivers, and equipment operators even on cold or overcast days.

Because workers are dressed for warmth, winter is often underestimated. Yet exposed areas such as the face, neck, ears, and hands remain vulnerable. Reflected UV rays can also contribute to eye strain and temporary vision impairment, affecting depth perception and situational awareness.

Managing winter UV risk means accounting for environmental reflection and visual strain in planning, reinforcing eye protection and awareness so glare and reduced visibility don’t compromise safe decision-making.

6. Fatigue Builds Faster in Winter

Shorter daylight hours, disrupted sleep patterns, and the added physical effort of working in cold conditions all contribute to . Over time, fatigue affects judgment, reaction time, and situational awareness. continues to link fatigue with increased injury risk across industries — particularly in roles requiring sustained attention, decision-making, or physical coordination.

Because fatigue develops quietly, it can be one of winter’s most underestimated risks. Managing it requires anticipating its cumulative impact — adjusting schedules, workload, and supervision so quiet declines in alertness don’t translate into errors, slowed reactions, or serious incidents.

Turning Awareness Into Action

What these hazards have in common is subtlety. They don’t always announce themselves, and they rarely feel urgent in isolation. But together, they shape how work unfolds throughout the winter season.

Organizations that manage winter risk effectively tend to reassess conditions regularly — indoors as well as outdoors — adjust expectations for pace and equipment performance, and reinforce awareness around cold stress and fatigue. They treat cold-weather workplace safety not as a checklist, but as an operational reality.

At 91şÚÁĎÍř, Risk Management teams work alongside agents and policyholders to help identify these less visible exposures and translate them into practical, site-specific action — before winter conditions disrupt people or operations.

The information provided in this article does not, and is not intended to, constitute legal or financial advice; instead, all information, content, and materials contained in each article are for general informational purposes only.

Most workplace injuries don’t come from rare, catastrophic events. They often occur in familiar moments — climbing a ladder, servicing equipment, moving materials, or working at height on a busy day. When pace and routines speed up, even the strongest safety practices can lose focused attention.

That reality is reflected in this year. For the 15th straight year, fall protection leads the list, followed by hazards tied to everyday work across construction, manufacturing, and healthcare environments.

Taken together, these citations paint a clear picture of where risk continues to surface in routine work — not because safety is ignored, but because it can be challenged by changing conditions, time pressure, and familiarity.

Focused on Where Risk Shows Up

1. Fall Protection – 5,914
2. Hazard Communication – 2,546
3. Ladders – 2,405
4. Lockout/Tagout – 2,177
5. Respiratory Protection – 1,953
6. Fall Protection Training Requirements – 1,907
7. Scaffolding – 1,905
8. Powered Industrial Trucks – 1,826
9. Eye and Face Protection – 1,665
10. Machine Guarding – 1,239

These patterns align with broader national injury trends. Recent federal labor that falls, overexertion, and contact with equipment continue to account for a significant share of serious workplace injuries and days away from work — disrupting operations and affecting workers across industries.

Where Focus Becomes Action

Organizations that see progress treat this list as a working guide. They stay close to how tasks are performed, refresh training as conditions change, and reinforce expectations before issues arise. That might mean revisiting ladder setup and inspections after schedules shift, reinforcing lockout/tagout procedures during maintenance periods, or re-emphasizing fall protection as crews rotate or job sites evolve.

That same approach shapes 91şÚÁĎÍř’s engagement across the safety landscape — including active participation alongside organizations like the (NSC), where emerging research, real-world data, and field-tested solutions help inform how safety is practiced — not just documented.

“OSHA’s Top 10 doesn’t surprise many of us—but it does remind us where risk continues to surface,” said Ashley Parker, Risk Management Manager at 91şÚÁĎÍř. “Most hazards emerge in everyday work, not isolated events. When leaders pair national insights with what front-line workers are actually experiencing, prevention becomes proactive instead of just compliant.”

Looking Ahead

OSHA’s Top 10 list offers clarity — not as a compliance exercise, but as a reminder of where focused attention delivers the greatest return. Each category represents an opportunity to strengthen habits, protect people, and support steady operations. When prevention is built into how work actually happens, these insights help organizations focus their efforts where they matter most.

91şÚÁĎÍř’s Risk Management experts work alongside agents and policyholders to translate these insights into practical, site-specific action—drawing from field experience, national safety research, and like those outlined in OSHA’s construction and general industry regulations

To learn how 91şÚÁĎÍř’s Risk Management team can help strengthen your safety program, reach out to your 91şÚÁĎÍř Risk Management expert.

Yet the businesses that fare best each winter aren’t simply lucky. They succeed because they prepare early, respond quickly, and build habits around treating winter slips and falls not as inevitabilities—but as preventable, manageable risks.

Below is a winter safety framework designed to empower organizations to stay ahead of the season, protect their people, and reinforce the kind of operational resilience that pays dividends long beyond the thaw.

Stronger Practices

1. An Emergency Response Team 

When winter weather shifts, the timing matters. Conditions can deteriorate in minutes, not hours, and risk escalates just as quickly. Organizations that designate a —even a small one—gain a decisive advantage.

This team monitors live updates from the and regional forecast offices, watching for winter storm warnings, freeze advisories, and wind chill alerts that directly correlate with elevated slip-and-fall hazards. Their role is simple but powerful: communicate early, activate protocols quickly, and give leadership real-time situational awareness.

“Winter safety starts long before anyone steps outside,” says Scott Pike, Risk Management Expertise Specialist at 91şÚÁĎÍř.

“When your organization pays attention to the early indicators—dropping temperatures, shifting forecasts, the first signs of refreeze—you’re able to get ahead of the conditions instead of being caught off-guard. That kind of preparation isn’t complicated; it’s simply paying attention in a way that makes everyday movement safer for everyone.”

2. Winter-Ready Buildings

Ice doesn’t appear out of nowhere—it forms from runoff, refreeze, poor drainage, and unseen wear-and-tear. A seasonal inspection can reveal the small issues that create the biggest risks. A strong winter readiness check should cover:

• Handrails that stay steady when everything else is slick. Stable rails reduce injury severity and remain a core expectation within federal safety guidelines.
• Gutters and downspouts that move water away—not onto—walkways. Blocked or damaged gutters can send water straight onto walking paths, where it refreezes into black ice by dawn.
• Drains kept clear of leaves and debris. Clogged drains allow meltwater to pool across sidewalks and entryways, freezing into wide, nearly invisible sheets.
• Exterior lighting that turns dark corners into safe pathways. Adequate illumination is one of winter’s greatest risk-reducers, emphasized across federal and state safety recommendations.

These aren’t dramatic fixes—but they are deeply effective. Winter safety is strengthened long before the first snow arrives.

3. Snow & Ice Removal

When snow piles up, the clock starts. Delayed removal leads directly to injury spikes, access problems, and business disruptions. A strong winter safety program includes:

• Clear access for emergency crews: Hydrants, standpipes, and hose connections visible and unobstructed for rapid response. Snowdrifts shouldn’t hide lifesaving equipment.
• Salt, sand, and traction materials stocked at every entrance: Quick access to traction agents allows staff to address developing hazards before slip-and-falls occur.
• Well-maintained interior mats and clear “Wet Floor” signage: Water-absorbent mats can prevent the tracked-in meltwater that often leads to lobby falls. Curled or bunched mats—common in winter—should be replaced immediately to avoid trip hazards. Floor mats inside of doors that are saturated with water should be replaced often, and water on the floor around the mats should be mopped up regularly.
• Emergency exits: Emergency and secondary exits must be checked to make sure that ice on the exterior does not keep the door from opening. Sidewalks from emergency exits should be kept clear of ice and snow as this can slow emergency egress from the building.

These show-not-tell practices help employees and visitors see that safety is not an annual campaign—it’s a daily choice. Each action reinforces a culture where winter hazards are handled with intention, not reaction.

“Many winter slip-and-falls happen in the everyday areas of operation—entryways, curbs, loading zones, the walk from the parking lot,” Pike notes. “When these spaces are cleared, drained, and well-lit, people instinctively move with more confidence.”

“It’s not always about big interventions—it’s about the consistent care that prevents the small hazards from becoming bigger ones.”

Looking Ahead

Winter doesn’t have to weaken operations or morale. With a thoughtful plan, consistent inspections, and proactive mitigation, organizations can dramatically reduce slip-and-fall incidents and create safer, more confident pathways for employees and guests.

At 91şÚÁĎÍř, we partner with businesses across construction, manufacturing, and healthcare to strengthen their winter safety strategies, reinforce day-to-day readiness, and build cultures that move with intention—even when the ground beneath them is unpredictable.

To explore more or connect with an 91şÚÁĎÍř Risk Management professional, visit our website.

The information provided does not, and is not intended to, constitute legal or financial advice; instead, all information, content, and materials contained in each article are for general informational purposes only.

For businesses with fleets, these aren’t abstract statistics. They’re daily realities that shape delivery schedules, workforce safety, claim frequency, and operational continuity. And yet, winter can also be navigated with confidence—when preparation meets practical strategy.

Five Essential Winter-Driving Safety Practices

Control Speed:

On slick pavement, control becomes a physics problem as much as a driving skill. that stopping distance increases dramatically on snowy or icy surfaces, making even small speed reductions a meaningful safety advantage. Slower acceleration, steady braking, and a balanced grip on the wheel give tires the friction they need to stay connected to the road—turning what could be a skid into a controlled correction.

“Winter driving isn’t about being overly cautious—it’s about being deliberately in control,” says Marcus Rasberry, Risk Management Manager at 91şÚÁĎÍř. “Small adjustments in speed or pressure on the brake pedal can be the difference between a close call and a collision.”

Increase Following Distance:

Visibility and reaction time drop sharply during winter weather events and icy pavement can significantly delay vehicle response, which makes added for preventing collisions. Extending following distance to 8–10 seconds builds in the reaction time drivers lose to snow glare, plow spray, and sudden patches of ice. That buffer becomes an operating margin—space to brake safely, redirect around stopped vehicles, or adjust when traction shifts beneath the tires.

Winterize:

Mechanical readiness is one of a fleet’s strongest defenses against seasonal hazards. Pre-trip inspections take on heightened importance during winter because essential systems—defrosters, lights, wipers, cooling components— under cold stress. Clean headlights improve roadway visibility, strong wipers cut through freezing precipitation, and keeping tanks above half helps prevent fuel-line freeze-ups.

Equip a Winter Readiness Kit:

When conditions shift quickly, preparedness becomes protection. Recommended include simple but crucial tools: a snow shovel, broom, ice scraper, jumper cables, traction material like sand or cat litter, emergency flares, blankets, water, and nonperishable food. These items turn an unexpected delay—from a whiteout to a stuck tire—into a manageable pause rather than a crisis, giving drivers the resources to stay warm, visible, and connected until help arrives.

Stay Ahead of the Weather:

Some of winter’s most dangerous conditions are the ones drivers can’t immediately see. “,” a thin and nearly invisible glaze of frozen moisture, forms quickly when temperatures hover near freezing. Monitoring forecasts before departure helps drivers anticipate these hazards, while the National Weather Service’s provides insight into when cold exposure becomes a concern for drivers who exit their vehicles for inspections, secure loads, or assist at job sites.

“Awareness gives drivers an edge in winter,” Rasberry adds. “When you understand how fast conditions can change, you make smarter decisions—not just behind the wheel, but in the moments before and after every trip.”

Your Post-Trip Safety Inspection

Winter driving doesn’t end when the engine shuts off. The moments after a trip often reveal the hidden risks that accumulate mile by mile. A thoughtful walk-around gives drivers a chance to spot the issues that winter hides in plain sight. It’s a quick but powerful practice that reduces overnight freeze-ups, helps prevent morning breakdowns, and supports safer departures long before the next route begins. Drivers should look for:

• Ice buildup on lights, mirrors, steps, and wheel wells, which can reduce visibility and create slip points when entering or exiting the cab.
• Packed snow around tires, brakes, and undercarriage components — areas that can freeze solid overnight and interfere with braking systems the next morning.
• Cracks in lights or lenses caused by rapid temperature changes or road debris, especially during sub-freezing conditions when materials become more brittle.
• Damage from tire chains, including cuts in tires, bent fenders, or loosened components.
• Snow or slush covering safety sensors such as ABS modules, lane-assist cameras, and radar-based collision-avoidance systems—critical technologies highlighted across federal roadway safety resources for their role in preventing winter crashes.

This simple loop around the vehicle transforms winter from a source of unpredictability into an opportunity for control. It’s one more way to strengthen the safety chain—and one more example of how small habits, done consistently, help fleets move through winter with greater confidence and fewer surprises.

Looking Ahead

At 91şÚÁĎÍř, we partner with employers across construction, manufacturing, and healthcare to help build resilient safety programs year-round. Winter may be unpredictable, but with the right strategies in place, your response doesn’t have to be. To explore more winter-weather safety insights—or to connect with an 91şÚÁĎÍř Risk Management professional — visit our website.

The information provided does not, and is not intended to, constitute legal or financial advice; instead, all information, content, and materials contained in each article are for general informational purposes only.

Those aren’t just numbers—they’re the measure of a company that has built safety into its foundation. In an industry where is a constant, has achieved something pretty extraordinary: more than two decades without a lost-time injury.

Let’s put that into perspective: That is over 3.2 million hours—1,150+ weeks, spanning 22 years—without a lost-time case. And if that weren’t impressive enough, Hood Construction has also logged nearly 400,000 additional hours—almost two years—without a single recordable incident. This prevention record represents significant savings, but the deeper value lies in workers returning home safe, day after day, year after year.

Building it the Right Way

When Mark Hood entered the construction business nearly four decades ago, he saw an industry somewhat at odds with itself. Contractors often spent more time competing with one another than collaborating, and too little attention was given to what clients truly needed.

He decided to take a different path, founding on a simple principle: Build it the right way, everything else will follow. His vision was to create a company where collaboration replaced competition, where people mattered as much as projects, and where safety was more than compliance—it was culture.

That decision has shaped the Hood Construction we know today—recognized for projects ranging from houses of worship to centers of learning, including some of South Carolina’s . Yet its most remarkable achievement is not measured in the brick and mortar, but in the safety and strength of its people. Mark Hood has built a company where employees stay and grow, where trade partners are treated as extensions of the team, and where collaboration drives not only great buildings, but lasting outcomes.

“What makes Hood unique is how safety is integrated into every level of the organization,” said Kevin Clary, 91şÚÁĎÍř’s Vice President of Risk Management. “They don’t treat it as a box to check. It’s a culture of shared responsibility, reinforced through training, planning, and collective effort across the company. When safety is lived this way, results like theirs become possible.”

Building Safety, Building Trust

From the beginning, Hood Construction’s success was rooted in relationships built on trust and shared purpose. That approach carried from the jobsite into every aspect of the business, drawing in people who shared Mark Hood’s belief that safety and integrity are inseparable.

“A little over 35 years ago, I met with Mark Hood at a job site in Columbia, SC and wrote the first insurance policy for Hood Construction Company,” recalls John Babson, Insurance Sales Representative at . “We actually did all the paperwork on the hood of Mark’s pick-up truck.”

“Even then,” he says, “Mark was hands-on, hanging doors and windows himself, while making safety a top priority. That commitment hasn’t changed—it’s only grown stronger.”

What Babson saw in those early years—a company unwilling to take shortcuts when people’s well-being was at stake—still defines Hood’s approach today. Over time, the principle of Build it the Right Way has become less of a motto and more of a way of life, carried forward through the right training, a common purpose, and the expectation that every decision should protect the people behind the work.

When Babson recently congratulated Kevin Hooker, Hood Construction’s Director of Safety and Training, on the company’s remarkable record, Hooker’s response revealed just how deeply that ethic runs: “This is not enough. Until we eliminate all safety issues from every job as exposed to every employee – our efforts need to continue.”

A Culture of Safety

Construction continues to remain one of the most hazardous industries. that one in five workplace deaths occur in construction, with falls accounting for more than a third of that number. The CDC that poorly designed work environments and unsafe conditions often remain among the leading drivers of musculoskeletal injuries and fatalities. Against that backdrop, Hood’s safety record is nothing short of remarkable.

“At Hood Construction, everyone is responsible for safety,” explains Hooker. “From our president and project managers to the person pushing a broom, each individual has the authority and moral obligation to stop work if something looks unsafe.”

That sense of ownership begins on day one. New employees are trained not just in OSHA requirements, but in real-world recognition: studying hazard photos, analyzing how incidents occur, and discussing how to prevent them. The company mantra of Know Safety + No Hazards = Zero Recordables, is not a slogan but a daily discipline.

“A big part of that comes from Kevin Hooker’s approach to safety—his focus is on educating employees and making sure they understand the why behind the rules and regulations, not just that they’re told to follow them,” says Justin Nance, Senior Risk Management Consultant at 91şÚÁĎÍř. “There’s also a lot of collaboration and preplanning between project managers, superintendents, and safety leadership.”

“Every time I’ve visited a jobsite, Kevin and a superintendent have taken the time to walk me through their reasoning behind the safety controls they’ve put in place,” Nance explains. They typically exceed OSHA standards, and it’s clear that they genuinely care about everyone onsite.”

Leading by Example

Leadership at Hood Construction understand that culture is modeled, not mandated. Each year, is dedicated to spotlight issues like trenching, fall protection, and mental health. Crews gather for daily meetings and to walk jobsites, a reminder that safety belongs to everyone on the job.

The practice continues year-round. Sites with top inspection scores are monthly, not so much as a reward for avoiding incidents, but as a celebration of proactive prevention — of teams who are able to spot problems early and fix them quickly. A hazard noticed is a hazard resolved. It’s a simple practice, but over time it has shaped how Hood builds: carefully, deliberately, and always with people in mind.

A Legacy of Safety

Hood’s success story isn’t a milestone to rest on; it’s a reflection of daily choices made by people who take their responsibility to one another seriously. It’s proof that when care becomes habit, safety becomes culture—and culture becomes legacy. The partnership between Hood Construction, Propel Insurance, and 91şÚÁĎÍř reflects what’s possible when companies work together with shared intent—protecting people first, and trusting that the results will follow.

At 91şÚÁĎÍř, that belief runs deep. We see safety as more than compliance—it’s about creating workplaces where people can do their best work and return home safely at the end of each day. We also know that the safest workplaces don’t happen by chance—they’re built through collaboration, care, and expertise. To discover how 91şÚÁĎÍř helps organizations turn that vision into reality, visit our page.

Slips, trips, and falls are some of the most common workplace accidents, but they don’t have to be. , falls caused the deaths of 865 workers, with countless others injured badly enough to miss work. The National Safety Council (NSC) that falls are the leading cause of work-related injuries, responsible for nearly 15% of all work-related deaths. These statistics represent more than just numbers—they are real people whose lives are impacted by preventable accidents.

While some risks will always exist, the good news is that there are simple, proactive steps employers can take to reduce the occurrence of these injuries. With a proactive approach, you can create a safer, more productive environment for everyone. Here’s how:

Make Safety Training a Priority

When employees know what to look for and how to stay safe, they’re more likely to take action and avoid accidents. In 2022 alone, falls on the same level—think slipping on a wet floor or tripping over an obstruction—were responsible for .

Safety training can go a long way in reducing these types of accidents; that comprehensive training can cut the risk of falls by up to 30%. And training isn’t just about ticking off a checklist; it’s about fostering an environment where safety is everyone’s responsibility. When employees are taught , understand how to mitigate them, and feel empowered to take action, they become active participants in protecting not only themselves but also their teammates.

Inspect, Inspect, Inspect

A quick daily check can prevent a serious accident from happening. Routine inspections help identify potential hazards before they cause harm—whether that’s a spilled drink on the floor, a loose wire, or a dimly lit hallway. By making inspections part of your daily routine, you catch these issues early, giving you the chance to address them before they lead to serious injuries.

Regular safety checks also create a culture of awareness. When employees know their workplace is actively being monitored for safety, they’re more likely to keep an eye out for hazards themselves and take responsibility for their own safety. Proactive hazard identification can , ensuring your team stays safe and productive.

Create Safe, Well-Designed Workspaces

The environment plays a huge role in preventing falls. Simple changes—like adding non-slip mats, improving lighting, and ensuring proper drainage—can make a world of difference in high-traffic areas. For industries like construction, where workers face the highest risk of falling from heights—more than seven times the rate of other industries—safety measures like harnesses, guardrails, and fall arrest systems are essential.

These adjustments don’t just check a box for compliance; they protect workers from potentially life-altering accidents. And when employees have access to the right tools, whether that’s proper footwear, fall protection gear, or safety equipment, they’re much less likely to face serious injury.

Looking Ahead

Safety isn’t just about compliance; it’s about building a culture where every worker feels supported and protected. By making safety part of your daily operations, you show your team that their well-being matters—and that’s what truly makes a difference.

Ready to make safety a priority? Visit our Risk Management page for more resources and expert tips.

Musculoskeletal disorders (MSDs) remain a significant challenge in workplace safety, with the private sector 976,090 musculoskeletal disorder cases that led to days off of work in 2021-2022. These injuries, often caused by repetitive motion, force, vibration, and awkward positions, can result in severe sprains, strains, and back injuries.

According to and the , workers in warehouse and distribution roles also face some of the highest rates of serious injury, particularly from overexertion. Reducing these risks not only protects physical health, but also contributes to stronger retention and overall employee well-being.

Innovative Risk Management Solutions

91şÚÁĎÍř’s commitment to pioneering innovative safety solutions has recently seen remarkable advancements under the . With a focus on cutting-edge technology to combat workplace injuries, 91şÚÁĎÍř was awarded a safety grant to pilot , designed to mitigate lower back injuries—a prevalent concern in MSD-related claims.

“91şÚÁĎÍř is proud to support the NSC’s efforts to develop repeatable, real-world safety solutions,” said Ryan Anderson, Risk Management Technology Programs Manager at 91şÚÁĎÍř.

“We see firsthand how physically demanding jobs take a toll on workers. That’s why we’re so focused on prevention—especially through emerging technologies that help our policyholders protect their teams.”

Real Results

91şÚÁĎÍř partnered with several policyholders across various regions to evaluate the impact of HeroWear exosuits in real-world work environments. Two organizations participated in a 90-day pilot program, while another conducted an extended 12-month evaluation.

During this time, employees integrated these cutting-edge exosuits into their daily routines; extensive feedback was collected through employee surveys, alongside critical HR metrics like injury rates, productivity levels, absenteeism, and turnover rates. This comprehensive data collection allowed the study to capture both the quantitative and qualitative benefits of the exosuit technology in real-world applications.

The results were compelling:

• One company reported a 40.74% decrease in worker fatigue from heavy lifting and a 26.92% reduction in lower back discomfort
• Another detailed a 42.19% reduction in fatigue from heavy lifts alongside a 32.84% reduction in lower back discomfort
• Among nearly 100 workers using exosuits for over a year, zero back strain injuries were reported, along with an average 42% reduction in lower back discomfort and a 26% drop in work-related fatigue

“At 91şÚÁĎÍř, my goal in working with each of my clients is to mitigate any potential risks to their business—which includes protecting each of their workers,” said Anderson. “It’s exciting to see measurable results in the data—but even more meaningful to witness firsthand how this technology is improving safety, comfort, and confidence on the job.”

Promising Results and Future Plans

Following a successful showcase at the National Safety Council’s Annual Congress and Expo last fall, plans are underway to expand the use of the HeroWear exosuits across more policyholders—bringing this proven safety innovation to more workplaces where it can have a meaningful impact.

“We are thrilled to be identified among the nation’s top safety innovators and work together with the NSC in implementing cutting-edge solutions for the prevention of workplace injuries,” said Kevin Clary, Vice President of Risk Management at 91şÚÁĎÍř. “Our participation in the grant program reflects a core part of our service philosophy—delivering emerging safety technologies that help our agency partners and policyholders create safer, more resilient workplaces.”

For more updates and to explore how we’re working together to make safety a priority, visit amerisure.com

Forklifts are vital for operations in warehouses and job sites, but they also carry inherent risks that require vigilant management. The underscores the importance of forklift safety, listing powered industrial trucks among its . These citations often arise from avoidable incidents such as collisions and tip-overs, which can have catastrophic consequences.

Mandatory Seatbelt Usage

One of the non-negotiable rules set by OSHA is the mandatory use of seat belts by forklift operators. Non-compliance not only leads to substantial fines but also increases the risk of fatal accidents. In fact, OSHA statistics indicate that due to equipment tip-overs, with machines often weighing over 9,000 lbs. The simple act of buckling up can be lifesaving.

Training, Certification, and Cleanliness

A thorough review of the organization’s safety manual should be a priority during any inspection. It is crucial to ensure that all forklift operators are properly trained and certified. Equally important is the cleanliness and orderliness of the operating environment. Floors should be clear of debris that could obstruct pedals or cause operators to trip, and the cabs should not be used for storing unrelated materials as outlined in .

Routine Inspections and Hazard Analysis

OSHA mandates daily or pre-shift inspections of all powered industrial trucks to maintain safety standards. This regular check, as detailed in is designed to assess the operational readiness of equipment, ensuring that everything from brakes to warning labels is in optimal condition. Additionally, conducting Job Hazard Analyses (JHAs) is essential for identifying and mitigating risks associated with forklift operations.

Best Practices for Safe Operation

Adhering to best practices is key to ensuring safety. Operators should always:

• Drive in reverse only when necessary and safe.
• Keep both hands and shoes dry to prevent loss of control.
• Follow all designated traffic and safety signage.
• Ensure the forklift is turned off and secured when not in use.
• Always wear a seatbelt and conduct a safety check before movement.

Looking Ahead

Creating a culture of safety goes beyond compliance—it involves education, awareness, and continuous improvement. For more resources on risk management and safe equipment operation, visit our Risk Management page. Empower your team with the necessary tools and knowledge to operate safely and efficiently every day.

The Shocking Truth

Electrical hazards continue to pose a deadly threat across industries, approximately 150 electrical fatalities occur annually in workplaces, making up 5.3% of all workplace fatalities. Even more concerning, that 74% of electrical fatalities involve non-electrical occupations.

Certain jobs see higher risks than others. Construction, maintenance, and repair workers report the most fatal electrical incidents, with laborers, electricians, and heavy truck drivers among the hardest-hit occupations.

The Leading Causes of Electrical Fatalities

Understanding the most common causes of electrical incidents is the first step in preventing them. , 91% of all workplace electrical deaths stem from just six primary hazards:

1. Overhead power line contact (42.8%) – The leading cause, disproportionately affecting construction and trucking professionals.
2. Unexpected contact with electricity (19.3%) – Often occurs when workers inadvertently touch energized equipment.
3. Nearby energized equipment contact (12.7%) – Accidental interactions with electrical components can be fatal.
4. Working on energized parts (4.1%) – A risk often associated with electrical maintenance and repair jobs.
5. Ground faults (4.0%) – Caused by improper grounding or faulty equipment.
6. Damaged wiring or equipment (3.1%) – A preventable hazard that requires routine inspections.

Essential Electrical Safety Best Practices

Employers and workers can prevent most electrical incidents by following established safety protocols. and ESFI the following precautions:

1. Identify and Avoid Power Lines

• Locate overhead and underground power lines before beginning work. before digging to ensure safety.
• Maintain safe distances from power lines:
  • Up to 46 kV: 10 feet
  • 41-169 kV: 10-12 feet
  • 230-362 kV: 13-16 feet
  • 500-800 kV: 19-24 feet
• Never operate equipment near power lines without taking proper safety precautions.
• Carry ladders and tools horizontally to prevent accidental overhead contact.
• Be aware of energized equipment or parts near you. Many fatalities occur from workers accidentally coming in contact with energized equipment or parts near them

2. Implement Proper Grounding and Protection Measures

• Do not operate portable electric tools unless they are grounded or double-insulated.
• Use in any area where electricity and moisture could mix.
• Inspect tools and extension cords for damage before each use.

3. Responding to Power Line Incidents

• If a vehicle contacts a power line, stay inside unless there is a fire.
• If exiting is necessary:
  • Jump clear without touching the vehicle and ground simultaneously.
  • Shuffle away for at least 50-70 feet while keeping feet together.
• Always assume downed power lines are energized and stay at least 35 feet away.
• Call 911 immediately instead of attempting to move power lines.

4. Safety for Heavy Truck Drivers and Equipment Operators

Heavy truck drivers face from overhead power line contact. Key safety tips include:

• Check for overhead power lines before raising truck beds or extending booms.
• Keep all equipment at least 10 feet away from power lines.
• Use spotters when operating near electrical hazards.

Looking Ahead: A Culture of Electrical Safety

Electrical hazards don’t have to be an inevitable risk of the job. Employers who prioritize training, enforce proper safety procedures, and foster a culture of awareness can dramatically reduce the likelihood of electrical injuries. By identifying hazards, implementing best practices, and ensuring workers are properly trained, businesses can not only save lives but also improve overall productivity and reduce costly incidents.

Prioritize safety, stay vigilant, and empower your team to recognize and mitigate electrical hazards year-round. For additional resources, expert safety insights, and actionable strategies, visit our Risk Management page.

Know the Risks

Heatstroke is one of the most serious forms of heat-related illness, occurring when the body’s temperature climbs dangerously high— 106°F or more within just 10 to 15 minutes. When the body loses its ability to regulate heat, vital organs can suffer severe damage, and without emergency treatment, the outcome can be fatal.

Although illness from exposure to heat is preventable, every year thousands of workers become sick from occupational heat exposure, and some cases are fatal. An 50% to 70% of heat-related fatalities occur within the first few days of working in warm or hot environments, and the Bureau of Labor Statistics (BLS) 33,890 work-related heat injuries and illnesses involving days away from work between 2011–2020—with an average of 3,389 injuries and illnesses per year during this period.

Watch the Warning Signs

Early recognition of heat stress symptoms can help save lives. include body temperatures above 103°F, confusion or altered mental state, dizziness, rapid heart rate, and skin that is either excessively dry or heavily sweating.

In addition to outdoor exposure, vehicles can quickly become life-threatening environments. Data from the National Highway Traffic Safety Administration (NHTSA), , shows that car interiors can heat up by nearly 20°F in just 10 minutes, even when parked in the shade. Workers transitioning between sites should exercise caution and never remain in parked vehicles without adequate ventilation.

When symptoms of heatstroke appear, it is essential to call 911 immediately, move the affected individual to a cooler environment, and begin active cooling measures—such as applying cool, damp cloths—while awaiting medical assistance.

Best Practices for Heat Safety

A proactive approach to heat safety is essential to protecting you and your teams. Best practices include:

Planning Ahead: Resources like the can help to monitor daily heat index levels and adjust work schedules to avoid peak temperature periods.

Hydrating Consistently: Workers should drink water every 15 to 20 minutes throughout the day, not just when they feel thirsty. remains one of the most effective defenses against heat-related illnesses.

Choosing Proper Clothing: Lightweight, light-colored, and breathable clothing allows for better air circulation and helps the body cool naturally.

Implementing Regular Breaks: Scheduled rest breaks in shaded or air-conditioned areas significantly reduce the likelihood of heat exhaustion. Providing dedicated cooling zones on job sites is a proven preventive measure.

Establishing a Buddy System: Encouraging workers to monitor each other ensures that symptoms of heat illness are spotted early and that swift action can be taken.

Investing in Training and Communication: on the risks of heat exposure, proper hydration, symptom recognition, and emergency procedures can help create a more resilient and responsive workforce.

Looking Ahead

Heat-related illnesses are entirely preventable—yet they continue to pose a serious threat to worker safety during the hottest months of the year. With simple, proactive steps like planning ahead, staying hydrated, monitoring conditions, and training teams, your teams can significantly reduce risks and create a stronger, healthier workplace.

This Heatstroke Prevention Day, let’s prioritize the strategies that protect what matters most: our people. For more information and best practices on workplace safety and risk management, visit our website.